“STNK Only!” That is the catchy phrase flooding social media advertisements in recent years. Every day, we see more and more people buying and selling vehicles, both motorcycles and cars, using only the vehicle registration certificate (STNK) without the BPKB (Vehicle Ownership Certificate), which is the official proof of ownership.
This practice is not only illegal. It also brings serious consequences that affect the public, the financial and insurance industries, and the national economy as a whole. Unfortunately, many people still ignore these risks, allowing this dangerous practice to continue spreading.